teenage homebuyer

 i bought a home when i was 19 years old.

my 18 year old sister & i qualified for a 

first-time-homebuyer program, 

pulled our savings together for a down payment,

& have been living in our  

OWN home for the last 4 years.

SUCH.A.BLESSING. 

how was this possible??

i'll give you the story BEFORE we made it to 

the closing table.

kortney & i were still living at home. 

my parents & kortney were starting to think that 

the two of us should look into getting our own place. 

i was pretty happy living under my parents roof, 

so it took a little convincing for

me to get on board.

when we started this process, 

i was 19 and she was 17.

NINETEEN & SEVENTEEN.

i wanted an apartment. a cute little 2 bedroom 

apartment that i could make my "own" ... 

well mine & kortney's of course ;)

(she's not really into home decorating - & i LOVE it)

we started looking around, and the places that i 

would've felt safe living in were around 

$1000 - $1300 a month just for rent.

YIKES.

at that point, my parents sat us down & 

suggested that we look into BUYING a house.

HA. i was 19 ... kortney was 17.

nineteen & seventeen year olds don't 

buy houses.

BUT, my parents are pretty smart people, 

so i was convinced to talk with a real estate agent 

& a lender to see if we could qualify.

** SIDE NOTE: i am SO VERY thankful to my 

parents for helping me get my credit started 

at a young age. we couldn't have done this 

without their strong financial guidance. **

our real estate agent did some home searches 

for us. a lot of them were older, less cute houses.

i wasn't getting very excited.

BUT THEN ...

one popped up.

and i fell in love.

i said "if we HAVE to buy a house, 

i want it to be that one."

what an ignorant little brat i was.

if we "have" to buy a house.

my parents were pushing us to make one of the  

greatest investments possible, & i 

felt like everyone was crazy but me.

with the help from a great realtor, a FANTASTIC 

lender, & some answered prayers from 

the Big Guy ... our offer to purchase our

first home was ACCEPTED.

AHHHH!

we were overwhelmed with emotions.

 terror. EXCITEMENT. anxiety. hope. confidence.

our realtor guided us through the next month of 

deadlines & on June 4th, 2010, 

kortney (18 years old) & i (19 years old) 

became homeowners. 

home ownership is definitely something that

i'm proud of. however, it NEVER would have 

been possible to do such a thing without the support 

& guidance of MANY people along the way.

i would never have voluntarily looked into buying 

a house at the ripe old age of 19, but i am  

SO THANKFUL that

i was given that loving nudge.

i would like to challenge ALL of my readers 

to look into home ownership.

it is SO rewarding to know that you are 

investing your money each month rather than 

paying rent to someone else

& never seeing that money again.

it IS scary, and it IS a major purchase.

BUT, if i can do it ... YOU can do it :)

and if you aren't in a place financially right now 

to buy a home, make it a goal!

i feel so blessed to be doing something that i'm 

so passionate about.

i LOVE houses & i LOVE helping people.

if you have ANY interest in buying a home, or 

have any more questions about the process, 

i would LOVE to talk with

you about real estate.

CONTACT INFO BELOW!

Tami & Taylor - The T-N-T Team with 

Equity Colorado Real Estate.

Tami: 719.660.7971

Taylor: 719.660.1916

Email: tami@the-tnt-team.com or taylor@the-tnt-team.com